An account is a balance you can address.
- Read by
- GET /v1/balances/current
- Balance
- settled · available · reserved
- Receives via
- programmable endpoints
- Gate
- KYC / KYB
Held against transfers still in flight. Money in flight is never double-counted.
A balance, in three parts
A balance has three parts. Settled is value that has cleared; available is what you can move now; reserved is held against transfers still in flight. The three always reconcile; money in flight is never double-counted.
Endpoints receive; the account holds
An account receives money through endpoints, programmable receiving points you provision on it. One account can carry several, each opened, suspended, or closed as compliance and operation require.
Addressed inside your structure
An account belongs to an application within your organisation and lives in a single environment, so a sandbox balance is never confused with a live one. You reach it by API — opening endpoints on it and reading its balance — under a key scoped to exactly that environment.
Governed before it moves
Posture — KYB on the business, KYC on the people — is verified before an account can transact. Readiness comes first.