Custody, the record, and readiness.
Alpine moves money on infrastructure held by VantaCrest, under one mandate: readiness verified before movement, every change recorded and reconciled, every action attributed to a name.
Held by the institution, under one mandate.
The regulated weight — custody, the ledger, the mandate — is held by VantaCrest, to one standard. You operate the surface; the weight beneath it is the institution’s, the same for every application on the core.
Nothing moves unrecorded.
Nothing recorded that does not reconcile.
Created against an accepted quote (tolerance: exact).
Your application fee assessed up front, on the quote.
Value held on the source: committed, not yet gone.
Submitted to the provider rail.
Waiting on the provider's finality signal.
Final on the rail; the reserve is released.
Fee collected into the fee collection account.
specimen tr_3Vd7Qfollow it: where it rests →
Every state change is an event, tied to one reference from request to record. The record can be read, and replayed to reconstruct any state. Seven events above are one transfer’s complete life.
Verified before it moves.
an application’s readiness · the gate holds until cleared · nothing moves on assumption
Posture — KYB on the business, KYC on the people, screening on both — is the gate value passes through. It resolves per operation: what an application is cleared to do right now, and what is still outstanding. Nothing moves on assumption.
Every action, answered for by name.
A team carries scoped roles and an audit of who did what.
No silent edit
Nothing changes off the record. Every change is an event, attributed and timed.
No unattributed move
No action is anonymous. A role change, a revoke, a suspension: each is answered for by the person who made it.
No hard delete
A member is suspended, not erased; a key is revoked, not vanished. History is never rewritten to make a problem disappear.
No second transfer
An idempotency key makes a retry safe. The ledger refuses to double a movement, however many times the call arrives.
Readiness verified. Every change recorded.
Every action attributed.