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Alpine/Learn

The governed core, named.

Alpine moves money by API — accounts you open, transfers between them, the fee on top, every state recorded, every account governed. Here is the whole system, named and explained.

Six concepts · one core · held by VantaCrest

Open an account.
Move money between accounts.
Take your fee.

Every step is an event · every account is governed

Sourceacc_8xK2
tr_3Vd7Q
Destinationacc_2Kp9awaiting
your fee $6.00
platform $0.30
State 1 of 5 · Requested
  • transfer.requested09:42:01
  • appfee.assessed09:42:01
Gross$2,400.00Your fee$6.000.25%Platform$0.30Net settled$2,393.502 of 7 events recorded
Reserved at creation · settled on the rail · fee collected at settlement

specimen tr_3Vd7Qfollow it: the call that created it

How it is organised

Everything lives inside your organisation.

An organisation holds your applications. An application runs in an environment; accounts — and the endpoints that receive into them — live inside it. A key opens exactly one application in one environment, so a sandbox balance is never confused with a live one.

Switch the environment → the key re-scopes, the accounts re-show.

Organization
Northwind
Application
Dawn· Ridge
Environment Live
ak_live_7Q4
  • acc_8xK2ep_7Q4receives
  • acc_2Kp9ep_2Kpreceives

ak_test_2Kp → Live · refused

One key opens exactly one application in one environment · a sandbox balance is never a live one.

Governed under every account
and every transfer.

Gates before movement

KYC and KYB readiness is checked before an account or transfer can move. Posture is verified, not assumed.

A complete record

Every state change is an event, read and replayed. Nothing happens off the record.

Team and access

A team carries scoped permissions and an audit of who did what. Nothing moves unattributed.

Held by VantaCrest

Built on the institution's governed infrastructure, answerable to one mandate.

Early access opens Q3 2026.