Your brand at the surface; the mandate beneath it.
The spread is your business.
- You chargeapplication fee · 0.25%
- +$6.00
- Platform feeVantaCrest · visible in full
- −$0.30
- Rail costprovider settlement
- −$0.20
set by your rule · the same engine the core runs · nothing hidden from either side
Your product, your name
The accounts, the transfers, the fee logic, the console: all of it carries your brand, not ours. To your customers it is your product. There is no VantaCrest in the room; there is the core, wearing your name.
Custody stays with the institution
The funds sit in VantaCrest's governed custody, on the institution's ledger, under the institution's mandate. You carry the brand and the customer; the regulated weight is held beneath you, never relabelled away.
You set the economics
Your application fee is yours to set and keep, by the same rule engine the core runs on: fixed, percent, capped, or ranged. The platform fee is VantaCrest's, visible in full. The spread between them is your business.
The console, white-labelled too
Operating is part of the product. Your team runs the same governed console — the journal, the fee account, team and readiness — under your brand, with scoped roles and an audit of who did what. The institution is answerable beneath it; the surface is yours.
Held to the institution's standard
Carrying the brand does not loosen the mandate. KYB, KYC, screening, and the posture gates hold exactly as they do on the core: the brand never moves money the institution would not.
Arranged with VantaCrest
White-label is a commercial and regulatory relationship. Tell us what you are building; we shape the arrangement to it. The first step is to talk.
What we will not do is the measure of what we will.
No cosmetic label
We will not put your brand over unregulated custody. The mandate is real or the arrangement does not exist.
No hidden platform fee
VantaCrest's fee is always visible, to you and on the quote. The spread is never obscured to make a margin look larger.
No obscured custodian
Your brand is on the surface; the institution remains the answerable custodian beneath it. That is not hidden from your customers.
